Structure questions
Do we need a family office or just a holding? Start with the holding; the office label arrives when the team does: the guide. What does a STAK actually change? Votes and value separate — succession’s favourite instrument: the explainer. Is the stichting real protection? Real, with honest limits: both halves.
Money questions
How do we live between dividends? The salary arrangement plus the €500,000 borrowing room: the combination. When do we distribute? Harvest the 24.5% band yearly: the timing playbook. Where does the private portfolio sit? Sized around box 3’s €59,357 allowance: the planning page. Property privately or in the BV? Scale and leverage decide: the numbers.
Family questions
How does the company pass on? The BOR’s 100% to €1,534,500, structured years ahead: the relief. How do we gift across borders? On a mapped calendar: the treaty-smart way. How do the children learn? On the governance ladder: rung by rung. And moving here? The checklist, in order: every box.