Free check · new EU rules from 9 December 2026

Product liability check: who pays when your product causes damage in the EU?

The European Union has new rules on who pays when a defective product causes damage. They apply to products first offered for sale in the EU after 9 December 2026. Answer eight questions and you see who the injured person can claim from in your situation, and what you can arrange before 9 December.

Short answer

Under the new EU directive on liability for defective products, Directive (EU) 2024/2853, the person who suffers damage can claim from the maker. When the maker is outside the EU, the claim can also go to the importer and to the maker’s authorised representative in the EU.

When both are missing, it goes to the fulfilment service provider, the company that stores, packs, addresses or ships the product for the seller. When even that company is missing, each distributor and each online marketplace that presents the product like a seller must name a liable company in the EU within one month, or it pays itself.

Software and AI count as products. The liability towards the injured person is unlimited, and a contract clause that limits it is void.

Last reviewed: 29 October 2026

Your product in eight questions

Answer the questions for one product. The result shows the order in which the injured person can claim, what changes for you on 9 December 2026, and the steps for your role.

Who pays, in which situation

The order in which the injured person can claim under Article 8 of Directive (EU) 2024/2853, for products first offered for sale in the EU after 9 December 2026. The maker is always liable. The other companies are liable next to the maker, and the injured person chooses whom to claim from.

SituationWho the injured person can claim from
Maker established in the EUThe maker, and the maker of a defective component
Maker outside the EU, importer in the EUThe importer, together with the maker
Maker outside the EU, authorised representative in the EUThe representative, together with the maker
Maker outside the EU, importer and representative both missingThe fulfilment service provider in the EU that stores, packs or ships the product, together with the maker
All of these companies outside the EUEach distributor, and each online marketplace that presents the product like a seller, unless it names a liable company in the EU within one month
Product substantially modified by another companyThat company, as if it were the maker

What changes on 9 December 2026

Why warehouses in the EU are affected now

Since 1 November 2026, EU customs charge a handling fee of €2 per item type on parcels to consumers from outside the EU, on top of the €3 duty per item type on parcels up to €150. For many sellers it is now cheaper to keep stock in an EU warehouse and ship from there. Dutch Customs reported on 13 October 2026 that the number of lines in e-commerce declarations in August and September 2026 was about 70% lower than a year earlier, while the regular import declarations rose by 43%. Companies import in bulk, store the goods in the EU and sell from there.

From 9 December 2026, those warehouses can be liable for the goods on their shelves whenever the seller outside the EU has neither an importer nor an authorised representative in the EU. A warehouse that asks for that name before it accepts a pallet protects itself, and a seller that can give the name keeps its place in the warehouse.

The Netherlands, Germany and the other EU countries

The directive applies in the same way in all 27 EU countries, and in Northern Ireland under the Windsor Framework. Each country must have its own law in place by 9 December 2026. The German Bundestag adopted the German law, the Gesetz zur Modernisierung des Produkthaftungsrechts, on 8 October 2026. In the Netherlands, the House of Representatives adopted the implementing bill (Kamerstuk 36906) on 15 October 2026 as a formal item, and the Senate plans to adopt it on 10 November 2026. The Dutch law takes effect on a date set by royal decree.

Norway, Iceland and Liechtenstein follow once the directive is added to the agreement on the European Economic Area. The United Kingdom, Switzerland and Turkey have their own laws, but a maker from those countries that sells in the EU falls under the new EU rules for those sales.

Common questions

We ship from China straight to customers in the EU. Who is liable? +
The maker is liable, and the injured person can claim from an importer or an authorised representative in the EU. When both are missing and the parcel goes straight from China to the customer, every liable company is outside the EU, so each distributor or marketplace must name a liable company within one month or pays itself. Under the EU product safety rules, a consumer product also needs a responsible person in the EU before it may be sold.
Our goods are already in an EU warehouse. Do the new rules apply to them? +
The new rules apply to units first offered for sale in the EU after 9 December 2026. Units first offered before that date fall under the old rules of 1985. Keep records per batch of when each batch was first offered for sale.
Can a warehouse limit its liability in the contract with the seller? +
A clause that limits the liability towards the injured person is void. The warehouse can agree an indemnity with the seller, so it can recover what it paid, but the injured person can still claim the full amount from the warehouse.
We sell software from the United States to EU customers. Does this apply to us? +
Yes. Software, apps and AI systems count as products from 9 December 2026. A provider outside the EU needs an importer or an authorised representative in the EU, and a missing security update that was within its control counts as a defect.
Is a Dutch company of our own the only option? +
You can also appoint an authorised representative in the EU with a written mandate, or sell through an EU importer. Your own company in the EU keeps the liability, the insurance and the product records inside your group and can act as importer, authorised representative and responsible person for product safety at the same time.

Sources

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