Tax Plan 2027 · for owners of a Dutch company

Director of a Dutch company in 2027: what changes, and what you arrange before 31 December

You own a Dutch BV and you work in it. The Tax Plan 2027 was presented on 15 September 2026. This page shows every change that touches your salary, your dividend, your private wealth and your company car, with the 2026 figures next to the 2027 figures, and the decisions that pay off when you take them before the end of this year.

Short answer

For an owner-director (in Dutch a DGA) 2027 changes less than the headlines suggest.

Stays the same

Changes

Holdwise keeps this page in step with the votes of 12 November and 16 December 2026. The table has every figure; the three decisions before 31 December are under it.

Every figure, 2026 next to 2027

What20262027What it means for you
Customary salarythe minimum salary the law asks of you
2026€58,000
2027€58,000*
A lower salary is possible if you agree it with the tax office, for example in the first years. Every euro you take as dividend instead of salary is taxed at about 39% to 44% in total instead of up to 49.5%.
Income tax brackets
202635.75% to €38,883
37.56% to €78,426
49.5% above
202736.23% to €39,247
38.16% to €78,426
49.5% above
The first bracket grows, the top threshold is frozen. On the customary salary you pay a few hundred euros less; above €78,426 the rate stays the same.
General tax credita discount everyone gets
2026€3,115
2027€3,154
Slightly higher. It phases out from €30,910 and is gone at the top rate.
Labour tax credita discount on income from work
2026€5,685
2027€5,929
Up €244. Phases out from €47,834; on a salary of €58,000 you keep most of it.
Box 2tax on dividend
202624.5% up to €68,843
31% above
202724.5% up to €69,607
31% above
The threshold is per person and per year. With a tax partner it counts twice. Room you leave unused in 2026 expires: see decision 1.
Box 3tax on private savings and investments
202636% on an assumed return
tax-free €59,357
202736% on an assumed return
tax-free €60,098
The new system on real returns was postponed again; proposals follow in spring 2027. Investments are still assumed to earn 6%. Money inside the company pays 19% on what it really earns.
Loan from your own companylimit before it is taxed as dividend
2026€500,000
2027€500,000
Checked on 31 December, for you and your tax partner together. The home mortgage from your company is outside the limit.
Corporate taxthe company’s tax on profit
202619% up to €200,000
25.8% above
202719% up to €200,000
25.8% above
Unchanged. This is why profit you can leave in the company grows faster than money you take out.
Pension capthe salary up to which pension is built up tax-friendly
2026€137,800
2027€137,800
Frozen until 2032. Above the cap, building wealth inside the holding is the usual alternative.
Expat rulingtax-free part of salary for people hired from abroad
202630%
202727%
Existing rulings keep their own transition rules. Relevant if you moved to the Netherlands for your company.
Youngtimer company carolder car taxed on its market value
2026from 15 years old
202717 years in 2027
20 years from 2028
Cars from 2010 that were already on the company at the end of 2025 stay in for all of 2027. See decision 3.
Employer levy on petrol and diesel company cars
2026
2027from 1 January 2031 for cars on the company before 2027
A car that is on the company before 1 January 2027 is spared until 2031.

* Two 2027 figures stay at the 2026 value until the payroll figures of November: the customary salary and the health insurance contribution.

Three decisions before 31 December 2026

01

Use the low dividend band of 2026

Box 2 gives every shareholder a band of €68,843 at 24.5% per year. What you leave unused this year is gone. If your company has profit reserves and you expect to need money privately in the coming years, a dividend before 31 December 2026 up to the band (twice with a tax partner) costs less than a larger dividend later. The wealth planner shows the difference with your own figures.

Open the wealth planner →
02

Decide where your private wealth is on 1 January

Box 3 looks at your savings and investments on 1 January 2027 and assumes they earn 6% on investments. Money that is inside your company on that date pays 19% on what it really earns instead. Paying off a loan to your company, or moving investments into the company, works only if it is done before the year ends and done properly. This is a decision to put on paper before December.

Compare box 3 with the company →
03

Settle the company car before the year ends

A petrol or diesel car that is on the company before 1 January 2027 keeps the old rules until 2031. A youngtimer needs to be 17 years old in 2027 and 20 from 2028; cars from 2010 that were already on the company at the end of 2025 stay in for 2027. If you were planning a car for the company, the order matters this year.

Open the youngtimer calculator →

Your own figures in two minutes

What we arrange for you

Most owners know what they want: pay less tax, keep the wealth safe, and have it handled. We put the structure on paper, arrange it with the notary, the tax office and the bank, and keep the books. You review and sign.

Tell us where you stand →

Questions owners ask us

Does the tax on dividend change in 2027?

The rates stay 24.5% and 31%. The threshold moves from €68,843 to €69,607 per person. The band is per year, so room you leave unused in 2026 is gone.

Can I pay myself less than the customary salary?

Yes, if you agree it with the tax office. Common reasons are the first years of a company, part-time work or a company that makes little profit. We prepare and file that request.

Is box 3 changing to real returns in 2027?

Box 3 keeps taxing an assumed return at 36% above €60,098 per person. Proposals for a tax on real gains follow in spring 2027.

What happens with the loan from my company?

On 31 December the tax office looks at what you and your tax partner owe your company. Above €500,000 the excess is taxed as dividend. The mortgage on your home from your company is outside the limit.

I live abroad and own a Dutch company. Does this page apply to me?

Partly. The company side (profit tax, the loan, the car) applies in full. Your salary and dividend are taxed according to the tax treaty between the Netherlands and your country. Use the form below and tell us where you live; we reply with what applies to you.

Sources: Tax Plan 2027 bill and the fiscal key table 2027 (Ministry of Finance, 15 September 2026). Status: proposed; the House votes on 12 November and the Senate on 16 December 2026.

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Knowledge on doing business in the Netherlands · based on the 2026 figures