What changes for your money
Florida keeps income tax at 0% while property insurance and HOA lines have climbed into serious money on the coasts. The Dutch ledger reads differently: BV profit at 19% up to €200,000, the €58,000 director salary, dividends at 24.5% in box 2 when you choose, home insurance at European premiums and healthcare at roughly €150 per adult with children free. Families running the full comparison — especially with private-school tuition on the Florida side — regularly come out ahead: the two-system tax picture.
Your residence route
The Dutch American Friendship Treaty (DAFT) grants residence for a genuine business with €4,500 equity: the complete guide. Miami’s consultants, agencies and e-commerce operators fit the profile perfectly: businesses that qualify.
Where Floridians land
The water is the bridge: Rotterdam and the coastal towns feel instantly familiar to boat people, Amsterdam takes the agencies and traders, and e-commerce founders choose the logistics spine — the Dutch import advantage explained: US webshops entering Europe.
The first 90 days
Company, bank and deposit in weeks one and two; IND filing in week three; card, BSN and health insurance in the following weeks: the full sequence. Schools enrol on the citizen service number — the family checklist: DAFT for your family.