The complete cost picture
| Item | Amount (2026) | Character |
|---|---|---|
| Business capital | €4,500 | Stays yours — working capital in your company |
| KVK registration | €85.15 | One-time |
| IND application fee | Per the current IND fee schedule | Per applicant; family members each pay the family fee |
| Accountant equity statement | €150 – €450 | One-time; again at renewal |
| Notary (only with a BV) | €400 – €700 online route | One-time |
| Registered office (optional) | €75 – €150 per month | When you prefer a professional address |
Check the IND fee on the day you file — the service indexes its fees; the number sits on the IND site next to the application form.
The week-by-week timeline
- Week 1: arrival, address, KVK registration, bank appointment.
- Week 2: account open, €4,500 deposited, accountant statement ordered.
- Week 3: IND application filed; biometrics scheduled; endorsement sticker secures your stay.
- Weeks 4–10: decision under the accelerated handling; recent applicants report decisions within weeks. Card collection, municipal registration, citizen service number (BSN), health insurance.
Budgeting the first year
Add the running items every founder carries: bookkeeping (€1,200–€2,500 for a sole proprietorship, €1,500–€4,000 with a BV), Dutch health insurance (roughly €150 per adult per month), and your registered office if you choose one. The structure choice drives most of the difference: sole proprietorship or BV.
Continue with the route
- The DAFT route explained: what the treaty gives, and what it asks
- The requirements checklist: every condition and document
- The application step by step, from first form to residence card
- Sole proprietorship or BV: which vehicle carries the permit
- Incorporating your BV on the treaty
All twenty-one guides sit together on the DAFT hub, grouped the way the route itself runs.