Structure, director salary, borrowing from your BV, dividend
Holding & Director route
The complete director strategy: from holding structure and the Threshold to the vault and sale-ready structuring.
The Holdwise Academy Holding & Director route covers the holding structure, the customary director salary (standard €58,000 in 2026, lower by arrangement during the growth phase), borrowing up to €500,000 from your own BV, dividend versus salary, the holding as savings vault and sale-ready structuring. The Holdwise Threshold 2026 sits between €78,350 and €87,600 annual profit (mid scenario €82,250).
What you learn — 6 modules
1The holding structure: why two BVs beat one
2The standard director salary and the growth-phase arrangement
3Borrowing from your own BV: up to €500,000
4Dividend or salary: what to take private, and when
5The holding as savings vault: building wealth outside box 3
6Structuring sale-ready: building today for tomorrow's exit
7 days free, then €39/month
Or €390/year — two months on us · all 126 modules and all six routes included
Start this route →
Good questions
From what profit does a BV with holding pay off?
The Holdwise Threshold 2026 marks the tipping point between €78,350 and €87,600 annual profit while profit stays inside the holding (mid scenario €82,250). The route walks through the full calculation.
How much does the director salary strategy save?
A lower agreed salary during the growth phase combined with borrowing from your own BV saves roughly €18,000 to €20,000 per year in tax and premiums — arranged upfront with the tax office.
What does Holdwise Academy cost?
One membership: €39 per month or €390 per year (two months on us). The first 7 days are free, with full access to all 126 modules, six routes, Scenario Mode, live Q&A, community and tools.
How does the free trial week work?
You get 7 days of full access — exactly enough to complete the entire Quick Start route. Cancel within the week and it stays at €0.